Broker Check

How I'm paid

The first thing you should know is that there is no charge or obligation when you talk with me. If you are an existing client with a question, or someone who was referred to me, or if you are just a curious visitor to my website, you can always schedule an appointment to talk over your situation in a casual and welcoming way. That's what I'm here for, and it's one of the most enjoyable parts of my work.

I am paid:

1) a percentage, based on assets under management for an investment advisory account (commonly referred to as a "managed", "advisory" or "fee-based" account); or

2) a commission when purchasing an investment or insurance product; or

3) a fee for financial planning services.

Financial planning services are offered for fees that vary with the complexity of the plan, the number of personal or business-related issues you want the plan to address, etc. For a description of what a financial plan can do for you, see the Retirement Planning and/or Business Owners pages.

You are entitled to a full explanation of payment options from any Financial Advisor you talk to, before placing your assets in a specific investment or insurance program. A Financial Advisor who is evasive about costs might not be worth your trust.

The work I do takes time, attention, knowledge and judgment. If those are the elements you are looking for, I believe they are worth paying for.

Talk isn't "cheap" - it's complimentary, and comes with no obligation. For a consultation please email me at [email protected].

Waddell & Reed, Inc. offers financial planning services in its capacity as a registered investment adviser. Consult your financial advisor for a breakdown of the fees associated with these services.

07/18